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state-requirements

Learn what's required to get your Insurance license in Michigan

State Regulator

Department of Insurance and Financial Services (DIFS)

(877) 999-6442
https://www.michigan.gov/difs




Step 1
Complete a Pre-License Training Course

Prior to taking your insurance licensing exam, you are required to complete an approve pre-license training course.

Depending on the line of insurance you want to sell, you will be required to complete a minimum number of course hours:

Lines of Insurance Course Hours
Life and Health 40
Property and Casualty 40

Check out ProTraining’s course catalog and take the first step to getting your insurance license now.

Enroll Into Your Course

Once you have successfully completed your pre-license training course on ProTraining, you will receive a certificate of course completion.

Step 2
Book your Licensing Exam

Michigan’s Department of Insurance and Financial Services have partnered with PSI to deliver and administer your insurance licensing exam. 

To book visit PSI and create an account OR call (800) 733-9267

Prior to booking your examination, it is recommended that you review the Candidate Information Bulletin.

Step 3
Pass your Licensing Exam

Exams will be in multiple-choice format, and will contain “pretest questions,” which are mixed in with the scored questions and are not identified.

The topics covered on each exam and number of questions devoted to each topic are listed in the Content Outline document (select Michigan, then select ‘MI - Insurance’).

The following table shows the total number of questions on each exam, the seat times, and passing percentages needed for each exam.

Exam Type Total Questions Seat Time (Min) Passing Score (%)
Life & Health 150 2.5hrs 73%
Property & Casualty 150 2.5hrs 73%

Step 4
Apply for Your License

Apply for your license by visiting NIPR and completing an application.

Step 5
Renew/Maintain Your License with Continuing Education

To renew and/or maintain your insurance license, you will be required to complete a minimum number of continuing education (CE) credits. 

Resident insurance producers and solicitors are required to complete 24 hours of State-approved CE every 2 years. Of the 24 credits, a minimum of 3 credits must be in "ethics" coursework. The "other" 21 credits may be in accident & health, life, property, casualty, etc. 

Check out ProTraining’s course catalog for available CE courses.

Insurance Michigan Courses

Disclaimer

ProTraining is happy to provide licensing information for candidates looking to obtain their insurance license. While reasonable efforts will be made to ensure this information is up to date and accurate, we recommend that licensees ensure they are compliant with all requirements mandated by the Michigan Department of Insurance and Financial Services.